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Can I negotiate repairs after a home inspection in Bloomington?

Quick answer: Yes. The inspection contingency in most Minnesota purchase agreements gives buyers a window to request repairs, a price reduction, or a credit at closing based on what the inspection found. You and your agent submit a written request, and the seller can agree, counter, or decline. Focus on significant safety and cost items rather than minor cosmetics for the strongest negotiating position. If you cannot reach agreement on serious issues, the contingency typically lets you cancel and recover earnest money.

Negotiation strategy starts with prioritizing. Asking the seller to fix every small item weakens your position, while focusing on safety hazards, major-system failures, and costly repairs keeps the request reasonable and more likely to succeed.

Sellers have options too. They may complete repairs, offer a closing credit so you can handle the work yourself, reduce the price, or decline. A credit is often cleanest because you control how and by whom the work is done after closing.

Timing and your purchase agreement govern everything. The inspection contingency has a deadline, so act promptly with your agent. If the seller refuses to address serious problems, the contingency generally preserves your right to walk away with your earnest money intact.

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