Vermiculite itself is a harmless mineral, but a large share of attic vermiculite originated from a mine known to be contaminated with asbestos. Because you cannot tell contaminated from clean material by sight, it is treated cautiously.
The key safety rule is do not disturb it. Asbestos poses a risk when fibers are released into the air, so activities like sweeping, vacuuming, or moving the material can create exposure. Leaving it undisturbed and sealed off greatly reduces risk.
If you plan attic work or want certainty, a qualified professional can sample and test the material safely. Should it test positive, licensed abatement handles removal or encapsulation. Knowing this before closing lets you plan and budget appropriately.
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