The disclosure obligation centers on known material defects. Sellers must share conditions they are aware of that meaningfully affect the property, though they are not expected to disclose what they genuinely do not know about hidden problems.
Because disclosure relies on the seller's knowledge, it has limits. A previous owner's undisclosed repair, a defect the seller never noticed, or a buried sewer problem can escape disclosure entirely, which is exactly why buyers should still inspect.
For sellers, a pre-listing inspection supports complete, honest disclosure and reduces liability for surprises later. For buyers, an independent inspection verifies the disclosed condition and surfaces anything the disclosure missed, protecting your purchase.
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